87% of Canadians are cutting back on travel expenses, with AI helping them find cost-effective alternatives
Younger travellers use AI the most, including 70% of Gen Z and 63% of Millennials
Usage is still present across generations, with 43% of Gen X and 23% of Boomers also turning to AI for trip planning
Confidence and protection remain central to Canadian travel habits
Intentional approach to travel
Despite geopolitical uncertainty, Canadians are committed to travel and recognize that health care and financial protection are essential parts of responsible trip planning. In fact, 86% of travellers have some form of travel insurance, whether purchased directly (56%) or through workplace plans and credit cards (30%).
Travellers prioritize protection
Awareness of medical costs abroad remains high, with 83% of Canadians recognizing that an overnight emergency room visit could exceed $3,600 CAD. Many view travel insurance a key part of planning, providing greater confidence amid rising prices and global uncertainty.
Younger Canadians turn to insurance
42% of Gen Z and 47% of Millennials now view purchasing travel insurance as a peace-of-mind essential, up from 39% and 43% in 2025, respectively.
Together, these trends highlight a new mindset and rising expectations among younger travellers to stay protected, prepared and confident wherever they go.
Geopolitical instability is influencing destination choices
68% of travellers plan to stay in Canada for at least one trip
95% of those avoiding the U.S. plan to explore elsewhere, including Mexico and the Caribbean (38%)
62% of Gen Z travellers expect U.S. travel sentiment to improve
54% of Boomers are cancelling all U.S. travel plans in 2026
Canadians of all ages value travel insurance
54% of Boomers and 53% of Gen X cite purchasing travel insurance as a top factor for peace of mind when they travel
47% of Millennials and 42% of Gen Z say travel insurance helps them feel more at ease
56% purchase travel insurance through workplace plans and credit cards (30%)
AI tools are empowering Canadian travellers to plan smarter by:
Finding the right destinations
Balancing budgets
Risk management
We’re here to help
A personalized travel insurance and assistance approach can help navigate unexpected events and manage associated costs due to health or other issues, whether out of province or out of country.